Up to 12 months | 100% online | Instant authorization


In a few easy steps you will have financed your purchase in just 2 minutes. Without waiting!


Buy now and pay in convenient installments. You will receive your money easily and without lengthy practices.


To receive more information, consult our customers' frequently asked questions:

Come funziona il pagamento a rate

With Pagantis you can easily pay your purchases in installments on

  • - In the check out phase, choose Pagantis as the payment method and use the simulator to decide in how many installments to pay your purchase
  • - Fill out a short form with your details
  • - Enter the details of your credit / debit card or your prepaid card
  • - Upload your identity document
  • - Digitally sign the contract

At the time of purchase you will pay only the first installment, the subsequent ones will be charged monthly to the chosen payment method.

In quante rate posso finanziare il mio acquisto?

You can choose to finance your purchase from 2 to 12 installments.

Quali carte di pagamento sono accettate?

All credit / debit cards and Visa and Mastercard prepaid cards issued in Italy are accepted.

Chi può utilizzare Pagantis?

Any natural person over the age of 18 residing in Italy and in possession of a debit / credit card or a Visa or Mastercard prepaid card.

Quali documenti devo presentare?

You will need to present a valid identity document (Identity Card or Passport). You will not be asked for an income document or pay slip.

Devo registrarmi?

No, you do not have to register before making a purchase. You can choose to pay in installments with Pagantis directly in the product purchase phase on and by selecting Pagantis in the checkout phase. Once you have made the purchase you will be able to access your Pagantis reserved area from here

Esiste un importo minimo? E uno massimo?

You can use Pagantis for any purchase up to a maximum of € 3,000.

Che costo ha il servizio?

The cost of the service is represented solely by the interest applied to the amount of the product purchased. The interest rate (APR) ranges from 0% to 17%.
No other additional costs are due to Pagantis for the service offered.

Perchè ho ricevuto un'email prima di completare la mia richiesta?

As a payment institution, Pagantis complies with the law relating to consumer credit which establishes among its obligations that of providing the customer with the necessary pre-contractual information (SECCI - Standard European Consumer Credit Information) before the conclusion of the contract. The email containing the SECCI has a purely informative function and is not binding in case of failure to conclude the contract.

Cosa succede se la mia richiesta viene rifiutata?

If your request is rejected, click on "Back to shop" and select another payment method to finalize the purchase. For any questions or clarifications, you can send an email to:

Come pago le rate?

The first installment will be charged to the card indicated during the loan request. Pagantis will then automatically debit the monthly installments on the card provided. You can change your payment method by accessing yours reserved area.

A partire da quando posso estinguere il finanziamento o anticipare il pagamento delle rate?

You can proceed with the total or partial extinction of the debt at any time clicking here.

Sono previsti costi aggiuntivi se pago in ritardo una rata?

In case of late payment you will have to bear a penalty of € 20 for each unpaid installment. Furthermore, for each day of delay you will pay default interest on the amount of the loan in place of 2% higher than the APR.

If you still have questions, you can contact us via the email

Come funziona la firma digitale?

Digital signature is the easiest, fastest and most secure solution to sign a contract online without the need to print, scan and upload the paper contract. We will send an OTP (One Time Password) code to the mobile number you provided us that you can enter to complete the procedure. The OTP code has a temporary value, but you can request it again in case you make an entry mistake.

Quando ricevo il mio ordine se pago con Pagantis?

Your order will be shipped in 24/48 hours from the order according to the availability of the product.

Reso del prodotto o annullamento dell’ordine

In case of problems with the purchased product you will have to follow the return procedure indicated on our site on which you have concluded the purchase.

At the same time, you will be entitled to a refund of the entire amount paid and the loan will be canceled.

Customer Service will respond to your communication as soon as possible.

Come accedo all'area riservata per controllare il mio finanziamento?

Access the reserved area from the Pagantis website menu. Enter your email and password and log in.

Cosa posso fare dalla mia area riservata?

Once logged in you can:

  • consult and modify your data
  • check all the information relating to your loan
  • change the payment method on which to charge the remaining installments
  • pay the installments in advance
  • pay off the loan